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Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio55%
Stress Test Interest Rate4.75%
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TOP & CSC Obtained! Viewing By Appointment.
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Welcome to One Draycott!
Hello! Thank you for visiting
💎 One Draycott 💎
Bespoke Luxury in Ardmore Draycott Enclave

⭐️ TOP & CSC Obtained!
⭐️ Immediate Occupancy & Rental!

🏆 Flexible payment scheme available!

1) Deferred Payment Scheme
(Delay completion)
Up to 12 months after exercise.
Best suits purchaser who need longer time to arrange funds

2) Enhanced Exercise Scheme
(Delay Exercise)
Up to 4 months to exercise after booking
Best suits purchaser need time to sell current property

3) Normal Payment Scheme
10wks to completion after booking
Best suits purchaser who need to shift in early
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🏆 Prime Residential Address @ D10
🏆 Freehold
🏆 64 exclusive units
🏆 2-bedroom 732 sqft & 797 sqft
🏆 All Units With Private Lift Access

⭐️ Premium Finishing
⭐️ Commissioned by Anna and David Hiscock
⭐️ Bespoke Art Piece At Each Home
⭐️ Handcrafted Wall Installation and Oak Facets at Timber Door
⭐️ Circular Sculpture made of Lucerna Stones

🏆 Brand New ID actual units Ready for Viewing!
🏆 Attractive pricing from $2.330M


Viewing By Appointment.
Chat with us Now to find out more!