Housing Loan Information

Residential Home Loan Regulations (MAS)

First Loan Second Loan Third Loan
Loan Tenure Up to 30 years 31-35 years Up to 30 years 31-35 years Up to 30 years 31-35 years
Age Age used to calculate loan tenure, will be based on income-weighted
Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75
Maximum LTV Limit 75% 55% 55% 45% 25% 25% 35% 15% 15%
20% (non-individuals)
Minimum Cash Down-Payment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Guarantors / Co-borrowers All Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing Ratio N/A
Total Debt Servicing Ratio 55%
Stress Test Interest Rate 4.75%
    (You may select more than one unit type)
  • This field is for validation purposes and should be left unchanged.
error:
100% Sold!
+ +
Chat Now!
1
Welcome to One Draycott!
Hello! Thank you for visiting
💎 One Draycott 💎
Bespoke Luxury in Ardmore Draycott Enclave

100% Sold!

🏆 Prime Residential Address @ D10
🏆 Freehold
🏆 64 exclusive units
🏆 2-bedroom 732 sqft & 797 sqft
🏆 All Units With Private Lift Access

⭐️ Premium Finishing
⭐️ Commissioned by Anna and David Hiscock
⭐️ Bespoke Art Piece At Each Home
⭐️ Handcrafted Wall Installation and Oak Facets at Timber Door
⭐️ Circular Sculpture made of Lucerna Stones