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Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio55%
Stress Test Interest Rate3.5%

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One Draycott

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Welcome to One Draycott!
Hello! Thank you for visiting
🥂One Draycott🥂
FREEHOLD • D13
(Opposite Potong Pasir MRT)

Exclusive 85 units only!!

86% sold
Balance : 12 units

✅ 1 mins walk to Poiz centre
✅ 2 mins walk to MRT
✅ 3 mins walk to St Andrew School
✅ Mins drive to city and all amenities

😍$140,000 to $180,000 DISCOUNT FOR ALL UNIT!**

👍🏻Best Buy Price Guide 👍🏻

1 BR FULLY SOLD
2BR Fr $1.772 mil(bal 8 units)
3BR FULLY SOLD
4BR Fr $3.365 mil(bal 4 units)

Limited promo (WEF 15.9.22)
2 Br - Chose any @$1.7mil
Next 2 Br Chose any @$1.72mil

4br - Choose any @$2.9mil
Next 4 Br Choose any @ $2.92mil*

✨✨✨✨✨✨✨✨

‼️RARE FH 2BR UNITS‼️
✅ Dumbbell Layout
✅ Enclosable Kitchen with windows
✅ Masterbath with Windows

• #02-04 - $1,825,000


*Prices stated above is subject to change without prior notice.

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