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Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio55%
Stress Test Interest Rate3.5%
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Welcome to One Draycott!
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💎 One Draycott 💎
Bespoke Luxury in Ardmore Draycott Enclave

🏆 TOP Soon (Targeted March 2023)
🏆 Prime Residential Address @ D10
🏆 Freehold
🏆 64 exclusive units
🏆 2-bedroom 732sqft & 797 sqft
🏆 All Units With Private Lift Access

⭐️ Premium Finishing
⭐️ Commissioned by Anna and David Hiscock
⭐️ Bespoke Art Piece At Each Home
⭐️ Handcrafted Wall Installation and Oak Facets at Timber Door
⭐️ Circular Sculpture made of Lucerna Stones

🏆 Brand New ID actual units coming soon ( Estimated in April)
🏆 Attractive pricing from $2.346m* (#03-04)



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